Setting a Budget in 2020

Throughout 2020, every family in the world has been struggling with COVID-19. Some people are finding themselves with mortgages due but no job with which to pay the bills. Other people are discovering just how hard it is to work from home and still find the same amount of sales or success they had experienced in the past. 

There are some, however, who planned ahead for emergencies and are now living on their emergency funds. Being able to budget is an essential part of life and an important way to prepare for future difficult times. You must be able to recognize your essential expenses, cut down on expense that are not essential, and find ways to increase income in order to save money in case of emergency.

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